Our Banker Poem Rhyme Scheme and Analysis

Rhyme Scheme: AAAA BBCC DDEE A FF GGAA HHII JJKK AAAA LCAA MMNN AAOO AAAA PPA

OLD TIME in whose bank we deposit our notesA
Is a miser who always wants guineas for groatsA
He keeps all his customers still in arrearsA
By lending them minutes and charging them yearsA
-
The twelvemonth rolls round and we never forgetB
On the counter before us to pay him our debtB
We reckon the marks he has chalked on the doorC
Pay up and shake hands and begin a new scoreC
-
How long he will lend us how much we may oweD
No angel will tell us no mortal may knowD
At fivescore at fourscore at threescore and tenE
He may close the account with a stroke of his penE
-
This only we know amid sorrows and joysA
Old Time has been easy and kind with 'The Boys '-
Though he must have and will have and does have his payF
We have found him good natured enough in his wayF
-
He never forgets us as others will doG
I am sure he knows me and I think he knows youG
For I see on your foreheads a mark that he lendsA
As a sign he remembers to visit his friendsA
-
In the shape of a classmate a wig on his crownH
His day book and ledger laid carefully downH
He has welcomed us yearly a glass in his handI
And pledged the good health of our brotherly bandI
-
He 's a thief we must own but how many there beJ
That rob us less gently and fairly than heJ
He has stripped the green leaves that were over us allK
But they let in the sunshine as fast as they fallK
-
Young beauties may ravish the world with a glanceA
As they languish in song as they float in the danceA
They are grandmothers now we remember as girlsA
And the comely white cap takes the place of the curlsA
-
But the sighing and moaning and groaning are o'erL
We are pining and moping and sleepless no moreC
And the hearts that were thumping like ships on the rocksA
Beat as quiet and steady as meeting house clocksA
-
The trump of ambition loud sounding and shrillM
May blow its long blast but the echoes are stillM
The spring tides are past but no billow may reachN
The spoils they have landed far up on the beachN
-
We see that Time robs us we know that he cheatsA
But we still find a charm in his pleasant deceitsA
While he leaves the remembrance of all that was bestO
Love friendship and hope and the promise of restO
-
Sweet shadows of twilight how calm their reposeA
While the dewdrops fall soft in the breast of the roseA
How blest to the toiler his hour of releaseA
When the vesper is heard with its whisper of peaceA
-
Then here's to the wrinkled old miser our friendP
May he send us his bills to the century's endP
And lend us the moments no sorrow alloysA
Till he squares his account with the last of 'The Boys '-

Oliver Wendell Holmes



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