A lot of people are afraid to tell the truth, to say no. That's where toughness comes into play. Toughness is not being a bully. It's having backbone.

• If you want to go somewhere, it is best to find someone who has already been there.
• When times are bad is when the real entrepreneurs emerge.
• When I started my last business, I didn't receive a paycheck for 13 months. The average person can't handle that pressure.
• Academic qualifications are important and so is financial education. They're both important and schools are forgetting one of them.
• So the Marine Corps really did teach me to conquer fear, and then to go for higher causes, higher purposes.
• Money is kind of a base subject. Like water, food, air and housing, it affects everything yet for some reason the world of academics thinks it's a subject below their social standing.
• You have to be smart. The easy days are over.
• Military school was great and especially great for leadership and then I spent two years in Vietnam.
• When people are lame, they love to blame.
• We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.